PNC offers small businesses an unsecured business loan with no collateral required. Griffin Funding helps self-employed and retired borrowers get home loans in Michigan more easily through our bank statement loan program.Michigan First Credit Union offers personal loans to help you finance special life events, unexpected events and much more. View our rates and apply now. How to get a personal loan. 1. Submission of Company Form (MU1): Complete and submit the Company. Looking to secure a small business loan in Michigan? Here is list of 7 loans and grants you may want to pursue. Let's walk through how a selfemployed person can show their proof of income and confront potential roadblocks that might impede their ability to secure a loan. Credit Authorization Form(s) (if personal financial statement not in MBC format).