Minnesota residents who make payments on their own postsecondary education loans may qualify for a nonrefundable credit. The Minnesota Student Educational Loan Fund (SELF) Program helps students who need assistance in paying for education beyond high school.There are several tools online that prospective students can use to weigh the cost of school and the financial benefits of earning a degree. The SELF Loan is a long-term, low-interest student loan. Complete MN Student Loan Servicer License. Minnesota residents and non-residents are eligible to borrow. The lender is the Minnesota Office of Higher Education.