You can apply for a loan through one of our Montgomery branches: Arba Street or McGeehee Road. Reach out to our Business Center if you have questions or need help.General Program Guidelines. 1. AFAS Standard Assistance may be in the form of no-interest loan or grant. Montgomery County has a wide range of funding and incentive programs which may help you grow your business. In Montgomery, AL, you can apply for a short-term emergency loan from a variety of lenders. Name: Address: Page 2.