If you need financial assistance, you can access CreditNinja's personal loans within Montgomery, Alabama. Urgent loans for bad credit work with those who have no credit or a bad credit score.5.Whether your credit is good, fair, bad or non-existent, we make the application process quick and easy. You can apply for a loan through one of our Montgomery branches: Arba Street or McGeehee Road. We're here to help unlock your financial good with quick personal loans and easy tax preparation services – no matter your credit score.