Get a loan quickly even with no credit history. Fixed, affordable payments available.With these nocreditcheck loans, lenders won't perform a hard credit pull when you apply. A Personal Unsecured Installment Loan from PNC provides you access to the money you need without requiring collateral. Congratulations on being debt-free! Here's 5 easy steps to getting a no credit score loan: Fill out the form and connect with one of our Home Loan Specialists. If you have limited credit history or bad credit (a score below 630), a nocreditcheck loan is one way to get funds when you need them. Startup business loans and no credit check financing are available, but they tend to come with higher interest rates, additional lender fees and shorter terms. Option 4 (Bad Credit or Prefer No Credit Needed). (90 days early buyout OR Take up to 1 Year to pay).