The federal unemployment tax is imposed on employers to provide administrative funds for operation of state programs. Need a loan but unemployed?Learn how to qualify for loans without a job. Some banks will allow loans for unemployed people if you are able to provide proof of other sources of income such as rentals, pensions, etc. This program offers loan guarantees to lenders for their loans to rural businesses. On the brink of losing your home? Personal loans with no income verification are available, but they often have sky-high interest rates and short repayment terms. Unemployed and need fast cash? Learn how to get urgent loans even without a job. Unemployment Mortgage Assistance to unemployed homeowners that need help with their monthly mortgage payments.