Who Is Required to Have This License? NRS 675.060 Unlicensed dealing in loans prohibited; license required for each office or other place of.Asset-based loans in Nevada allow you to qualify for a loan based solely on the value of your assets. Learn more about asset-based lending here. Lenders in Nevada assess several criteria before approving a small business loan. Personal loans with no income verification are available, but they often have sky-high interest rates and short repayment terms. It's easy to qualify for Minute Loan Center's personal loans in Nevada. The approval is fast and you may receive the cash on the same day. The Nevada State Bank Small Business Diversity Banking Program provides greater access to capital for minority business owners.