Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms. The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.Use the Online Loan Application tool to apply for a Direct Farm Loan and track the progress of your farm loan application. Farm Plus Financial is one of the few agriculture lenders in New York. These agriculture purchase loans may be used to buy farmland, refinance existing farm loans, or finance the construction of a new farm. Ensure you understand the details of your agriculture land loan before signing and verify no hidden costs are involved. Farm land loans are primarily designed to help farmers fund the purchase or refinance of agricultural lands.