We reviewed more than 28 wedding loans to determine the six best lenders. To make our list, lenders must offer competitive APRs.Wedding bells on the horizon, but costs are adding up? Don't let financial stress get in the way of your celebration. Using a personal loan for a wedding can help you manage different expenses involved in planning your ceremony, such as transportation or catering costs. Wedding loans are personal loans that provide unsecured funds to cover the cost of your event. You then repay the loan in monthly installments with interest. Wedding loans are for engaged couples who need help financing their weddings. This is another payment option rather than using credit cards or cash. In New York, you can marry at the age of 16-17 with your parents' consent.