Helps both undergraduate and graduate students cover the cost of higher education with loans borrowed directly from the US Department of Education (ED). Contact the New York State Higher Education Services Corporation for more information about the Tuition Assistance Program (TAP) and to apply.Federal Student Aid is the largest provider of financial aid for college in the U.S. Understand aid, apply for aid, and manage your student loans today. Find the best rates and benefits as a student in the state of New York. Compare these lenders with the other majors loan companies so you don't lose money. CUNY participates in the Direct Loan Program where students borrow directly from the federal government. Financial statements should include a balance sheet, income statement, and statement of cash flows and all relevant notes thereto. Businesses can access free assistance to apply to available loan and grant resources, including federal, state, local, and private funds. Private non-federal student loans are available to domestic and international students who have exhausted their scholarships, grants and federal loans.