The service is free for one year to any Oakland County resident or Oakland County Government employee seeking assistance to manage college debt. Savi's aid starts with helping graduates enroll in a federal loan forgiveness program, Clark said.Use the Public Service Loan Forgiveness (PSLF) Help Tool to determine whether you're eligible for PSLF programs and guide you through the process. All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes. Loans are processed based on expected or actual enrollment. Any changes in enrollment status may result in the reduction or cancellation of the loan. This website contains information about the program and how to apply. Michigan State Loan Repayment Program Overview.