What lenders offer nodoc business loans? Enjoy the convenience of applying over the phone or at any PNC Bank branch -- choose the way you prefer.This guide offers insights on securing a small business loan in the Buckeye State, ensuring you have the resources to thrive. Learn more about bank statement loans in Ohio. From how they work to submitting an application, Griffin Funding can help you. Some personal loans don't require proof of income or a credit check, but they can be risky and expensive and may not be the right fit for you.