You can get a small business loan with a FICO score of less than 670. But you may end up settling for high interest rates or a bad credit business loan.Below, CNBC Select rounded up four of the best small business loans that don't require a credit check or consider applicants with low credit scores. You may be able to get business loans with bad credit, but it might be more expensive to borrow. Learn more about your options. Looking for financing options for your business? Business loans can be difficult to secure if you have bad credit. Here are financing options for businesses with poor credit history. You may qualify for a loan with a 450 credit score or below, but be cautious of interest rates, fees, and risky terms. A Personal Unsecured Installment Loan from PNC provides you access to the money you need without requiring collateral.