"Nodoc business loan" refers to any small business loan that requires minimal paperwork for approval. I have an LLC, which has revenue, but I didn't make any money at another company so I don't have a W2.No-doc business loans are a relatively quick and easy way to secure funding for businesses that may not be able to access it through traditional bank loans. Small-business loans that don't require collateral can be available in a variety of forms, including from online lenders, banks and SBA lenders. I wanted to open a smoke shop in my small town in NC. I do not have the capital to start it outright so will need a loan. To add, I have to proof of income. A Personal Unsecured Installment Loan from PNC provides you access to the money you need without requiring collateral. Unique benefits: Lower down payments, flexible overhead requirements, and no collateral needed for some loans. Below, CNBC Select rounded up four of the best small business loans that don't require a credit check or consider applicants with low credit scores.