Online and alternative lenders can offer a variety of loans without collateral requirements to help you meet your business's working-capital needs. Discover how to borrow loans online without NIN or BVN.Get tips on small business financing and effective loan applications in Nigeria. To link your Bank Verification Number details to your GTBank account, you can do any of the following;. Small-business loans that don't require collateral can be available in a variety of forms, including from online lenders, banks and SBA lenders. "Nodoc business loan" refers to any small business loan that requires minimal paperwork for approval. It's easy, and it's fast. Welcome to Orange Loan. We provide unsecured high-limit, low-interest loans with no collateral and no paperwork required. It is possible that the bank can give business loans from ₦100,000 to ₦1 million without any collateral. Yes!