The PA Forward Student Loan Program was designed to assist Pennsylvania students and families achieve their goals of financing higher education. Loan Types Currently there are four loan types in the PA Forward Student Loan Program.Undergraduate Loan, Graduate Loan, Parent Loan, Refinance Loan. To be eligible for a private alternative loan, you typically must enroll in six or more credits each semester. A private lender may not require a FAFSA. A Business Filing Services account is required for all online filing. New entity filing forms are available on the "Initial Forms" tab. You may qualify for forgiveness of the remaining balance due on your eligible federal student loans based on your employment in a public service job.