Get a loan quickly even with no credit history. Fixed, affordable payments available.A Personal Unsecured Installment Loan from PNC provides you access to the money you need without requiring collateral. With these nocreditcheck loans, lenders won't perform a hard credit pull when you apply. Simple online application and approval with minutes. No collateral needed for credit scores over 550. Upstart and One Main Financial are our two top picks for no-credit-history loans since neither requires a minimum credit score and both offer secured loans. Businesses can access free assistance to apply to available loan and grant resources, including federal, state, local, and private funds. Eligibility requirements don't include any minimal credit score.