Source Capital's San Jose hard money lenders help you stand out amongst the tough NorCal competition and secure property fast. Our hard money lenders in San Jose CA have over 50 years of private financing experience.Call Lantzman Lending today for same day approval at 858-720-0229. A guide to the financial process for buyers and sellers: loan application, Loan cost estimate, evaluation, approval, funding, closing and recording. Bridge Loans in San Jose, California. San Jose, CA has 50 hard money bridge lenders operating in the city. We customize construction loans to suit each business so it can get major projects off the ground quickly. We offer terms up to 24 months, depending on the property type.