Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms. The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.Agricultural Financing for Farm Operations in California. These loans are tailored to producers needs and may be used to buy farmland and finance agricultural production, equipment, and livestock. Use USDA's online farm loan tools to find loans that might be right for you, apply for a direct loan, or make a payment on a direct loan. We offer long-term loans used to finance or refinance farmland, pastureland and other ground used for agricultural purposes. Whether you're a dairy farmer, a rancher, or a grower, FBN Finance can walk you through how to get a farmland loan in California.