When it comes to small business loans, the SBA 7(a), SBA 504, and SBA Express programs are some of the best options available. CalOSBA administers grant programs for small businesses, non-profits, and eligible community organizations that support and promote entrepreneurship.It's easy to apply for a KeyPoint Small Business Loan. Questions about the application? The 7(a) loan program is SBA's primary business loan program for providing financial assistance to small businesses. Our loan process offers approvals within 24 hours and funding in one to three days. Plus, there's minimal paperwork needed and no penalty for early repayment. In this session, you will learn how to locate, evaluate, negotiate for, and manage sources of money to help you start and expand your business. Accion Opportunity Fund provides financial support and loans for small businesses that advance racial, gender, and economic justice for all.