Secure loans with littletono docs required. Clarify offers a streamlined funding process that make things easy.The Mortgage Credit Certificate provides low-income, first-time homebuyers with loans to purchase new or existing single-family homes in Santa Clara County. CalOSBA administers grant programs for small businesses, non-profits, and eligible community organizations that support and promote entrepreneurship. How to get a startup business loan with no money: Evaluate assets, consider a cosigner, know the requirements, determine repayment ability. To get a business loan, follow these 6 steps: 1. Get your documents in order. Empower Homebuyers is a down payment assistance loan for first-time homebuyers in Santa Clara County.