Secure loans with littletono docs required. Clarify offers a streamlined funding process that make things easy.The short answer is no; you cannot receive a start-up loan without providing documentation. PNC offers small businesses an unsecured business loan with no collateral required. What lenders offer nodoc business loans? A Texas No Doc Loan is a type of loan that requires the borrower to provide their annual income from the past two years on their loan application. I'm going to share with you five banks that will approve your new LLC your new business without proof of income. I wanted to open a smoke shop in my small town in NC. I do not have the capital to start it outright so will need a loan. To add, I have to proof of income. Some business loans and lines of credit do not require a personal guarantee.