This page explains how property is divided in a divorce, including real estate, personal property, and retirement accounts. Planning your dream wedding?Whatever your loan needs, if you live in Utah and need access to a loan quickly, you can apply today for a personal loan with Jora. Celebrate in style with a wedding loan. All UHC loans require an escrow account. An escrow account works like a savings account to pay for your annual property taxes and homeowners insurance premiums. A joint personal loan has two borrowers instead of one. We found the best joint personal loans using our unique methodology. Complete Utah form TC-40B using the amounts from your "as if" married filing separate federal return.