Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms. The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.Use USDA's online farm loan tools to find loans that might be right for you, apply for a direct loan, or make a payment on a direct loan. Financial support for agriculture and rural America since 1916. • Maximum 20 year term. A farmland backed line of credit is a type of loan product that provides farmers with access to needed financial resources in Virginia. Colonial Farm Credit makes loans to farmers, ranchers, residents and agribusinesses. You don't have to be a farmer to borrow from Farm Credit. Farm Plus Financial provides farmers with Virginia land loans and farm operating line of credit loans at incredibly competitive interest rates.