Wedding loans are personal loans that provide unsecured funds to cover the cost of your event. You then repay the loan in monthly installments with interest.Collecting small loans. The checklist below includes requirements for a Washington Consumer Loan application. Wedding bells on the horizon, but costs are adding up? Don't let financial stress get in the way of your celebration. U.S. Department of Agriculture guaranteed loans. Washington state law is clear that one spouse cannot be held liable for the other spouse's debts that they incurred before the marriage. A joint personal loan has two borrowers instead of one. We found the best joint personal loans using our unique methodology.