First, download the form to your desktop and save to your personal computer. Learn more about how your deposits are guaranteed.We have a variety of loan options for both small and large businesses. You can partner with us for any of the following business loan options. You may apply for a business loan at any time. But unless you have excellent personal credit AND collateral you will very likely not get one. Wayne Bank offers conventional mortgage financing with both fixed and adjustable rates available. You could be approved for a loan today! Online payday loans can create a "world of hell" for consumers. But regulators say some loans are illegal–and don't have to be paid back.