Navigate the final stages of purchasing your Riverside home with confidence. Learn crucial steps to secure ownership and embark on adventure.Closing on a house with cash can be a streamlined, efficient process that appeals to many buyers and sellers, especially in the competitive real estate markets. 1. LOAN APPLICATION: Immediately after they negotiate the contract, buyers should apply for any financing necessary to complete the purchase. Use our free Riverside County, California mortgage closing costs calculator to quickly estimate your closing expenses on your home mortgage. All of the closing costs above are allocated between the Buyer and Seller based on custom only and may be subject to negotiation in the sale of Real Property. Official Website for Riverside County California Clerk Recorders Office. At the closing, you'll be required to sign various documents, including the Closing Disclosure, which details the financial aspects of the transaction. At the closing, you'll be required to sign various documents, including the Closing Disclosure, which details the financial aspects of the transaction. Any time owners make a change to the title of real estate, they must record a deed with the County Recorder.