Fidelity National Title provides professional escrow settlement services that are a convenience for the buyer and seller. On closing day, you'll sign all necessary documents, including the mortgage agreement and title paperwork.Schedule a closing appointment with the title company, where you'll sign documents one to three business days before closing. Any time owners make a change to the title of real estate, they must record a deed with the County Recorder. This Step-by-Step guide outlines the requirements. The first step is to write and submit an offer with the help of your real estate agent. Stewart Title Sacramento offers title insurance, closing and escrow services for residential and commercial real estate transactions. Use our free Sacramento County, California mortgage closing costs calculator to quickly estimate your closing expenses on your home mortgage. How much should I expect to pay in closing costs? All of the closing costs above are allocated between the Buyer and Seller based on custom only and may be subject to negotiation in the sale of Real Property.