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A pay for delete letter is a negotiation tool to have negative information removed from your credit report. A letter of deletion is a request to remove inaccurate marks from your credit report.The sole purpose of this communication is to get the listing removed from my credit report. A letter of deletion is a letter from the creditor or collection agency that goes directly to the credit bureau. When you write a goodwill letter, you're asking a creditor or collection agency to remove a negative mark on your credit reports. A pay to remove a debt letter is an offer to pay a specific amount to remove an outstanding debt listed with credit reporting agencies. Get your free copy here! You can write a letter asking the creditor or collector to remove this information as a goodwill deletion. "Our debt buying competitors are deleting tradelines from the Credit Bureaus upon payment or settlement in full. Decorative information icon.