Does Discover forgive late payments?

Discover isn't obligated to forgive any late fees beyond the initial one. But that doesn't mean you can't try to get a second fee waived, especially if it's been years since your first. You can call Discover customer service at 1 (800) 347-2683 and politely ask a representative about waiving the fee.

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Sample Letter for Return of Late Payment and Denial of Discount

Letter Late Payment With Discover

Name: Letter Late Payment With Discover
Brand: US Legal Forms
Rating: 4.57 (230 reviews)

Category:

Letters - Nonlegal - Customers

State:

Multi-State

Control #:

US-0188LR

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Instant download

Description Sample Letter For Delayed Payment

This form is a sample letter in Word format covering the subject matter of the title of the form.

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How to fill out Missed Payment Letter?

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Delay Payment Request Letter Form Rating

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Letter Late Payment Draft Other Form Names

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Payment Letter Return FAQ

I truly believe that it doesn't reflect my creditworthiness and commitment to repaying my debts. It would help me immensely if you could give me a second chance and make a goodwill adjustment to remove the late payment/payments on date/dates. Thank you for your consideration, and I hope you'll approve my request.

To dispute the transaction, select the "Dispute Charge" link. You can also dispute a charge by contacting Customer Service at 1-800-DISCOVER (1-800-347-2683) or by sending a letter to P.O. Box 30945, Salt Lake City, UT 84130-0945.

When you don't make the minimum payment by the payment due date, the first thing you will see is a late fee on your account in the form of either a percentage of your balance, or a fixed dollar amount of up to $37. Your interest rate may increase after a missed payment, as well.

Discover isn't obligated to forgive any late fees beyond the initial one. But that doesn't mean you can't try to get a second fee waived, especially if it's been years since your first. You can call Discover customer service at 1 (800) 347-2683 and politely ask a representative about waiving the fee.

More info

Try emailing them and don't let the first denial stop you from keeping at it. When you start repaying debt you need to allow at least 30 days (one full billing cycle).Call your lender on the phone and ask to have the payment deleted. The first person you talk with most likely will not be able to help you. Payments may be returned because of insufficient funds, account closures, or account freezes. I take full responsibility for the mistake and have made sure it won't happen again.

Letter Late Payment With Discover

Description Sample Letter For Delayed Payment

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