A Certificate on title, also known as a land title certificate or title abstract, is a legal document that provides information about ownership, legal encumbrances, and other details pertaining to a property. It serves as an important record to establish and confirm the ownership of a property. The certificate on title contains various important information related to the property, including the owner's name, a detailed description of the property, its boundaries, and any legal interests or restrictions associated with it. It serves as an official record of the property's history and is typically issued by the appropriate government agency, such as the land registry or land titles office. The certificate on title helps potential buyers, lenders, and other interested parties to assess the legal status and ownership rights of a property. It provides assurance that the property is owned by the person or entity mentioned in the certificate, helping to prevent disputes and fraud. It also helps in determining any existing mortgages, liens, or other encumbrances that may affect the property's value or its transferability. Types of Certificates on title: 1. Full Certificate on title: This type of certificate provides a comprehensive record of ownership, encumbrances, and legal interests related to the property. It includes all details about the property's history and any rights or restrictions associated with it. This certificate is commonly used when conducting a thorough due diligence process for property transactions. 2. Limited Certificate on title: In certain cases, a limited certificate may be issued, which provides only specific information about the property. This type of certificate may be obtained to confirm a single aspect, such as current ownership, without providing the complete history of the property. 3. Strata Certificate on title: In the case of strata or condominium properties, a separate certificate on title known as a strata certificate is issued. This certificate confirms the ownership of a specific unit within the building or complex, along with any shared or common areas. It provides details about bylaws, fees, and rules that govern the property. In conclusion, a Certificate on title serves as an essential document in establishing ownership and understanding the legal status of a property. It provides a comprehensive record of ownership, encumbrances, and other relevant information. Different types of certificates may exist, including full certificates, limited certificates, and strata certificates, each serving specific purposes in property transactions.