A formal letter of explanation sample is a written document that provides detailed and structured information regarding a specific incident or situation. It is typically used to clarify misunderstandings or provide additional context to parties who may be inquiring about the matter. The letter follows a professional format and tone, adhering to conventional business writing practices. Keywords: formal letter, explanation sample, detailed description, incident, situation, misunderstandings, additional context, professional format, conventional business writing, tone. Different types of formal letters of explanation samples can vary based on the nature of the incident or situation being addressed. Some common examples are: 1. Employment Gap Explanation Letter: This type of letter is used when an individual has gaps in their employment history and needs to provide a detailed explanation for those gaps to potential employers. 2. Financial Hardship Explanation Letter: This letter is written to explain financial difficulties that have affected an individual's ability to meet financial obligations, such as loan payments or rent. 3. Mortgage Letter of Explanation: This type of letter is often required by lenders when there are inconsistencies or discrepancies in an individual's mortgage application. It provides a clear and detailed explanation for any issues that arise during the mortgage approval process. 4. Letter of Explanation for Late Payments: This letter is used to explain reasons for late payments on bills, loans, or credit cards. It may include details such as unforeseen circumstances, financial challenges, or personal emergencies. 5. Criminal Record Explanation Letter: Sometimes, individuals with a criminal record may need to write a formal letter of explanation to provide context and clarify their past convictions or charges to potential employers, housing providers, or other relevant parties. By using these diverse formal letter of explanation samples, individuals can effectively communicate their circumstances, clarify any misunderstandings, and provide a comprehensive understanding of the situation at hand.