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If you're at high risk of becoming a victim of identity theft, have already been a victim, or simply want professional monitoring and protection, an identity theft protection service could be worth the cost.
Setting up a security freeze is free. To request a security freeze, contact each of the three major credit bureaus: Equifax, Experian and TransUnion.
The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies.
If you think you might have been a victim of ID theft: Contact the companies where you think the fraud occurred and let them know what happened. Check your credit reports to find evidence of fraud. You can get free credit reports from annualcreditreport.com or directly from the credit bureaus.
Credit Card Offers, Bank Statements, Canceled Checks, and More Documents Containing Financial Information. An identity thief could potentially use anything that comes from a financial institution. ... Documents Containing Personal Information. ... Documents Containing Account Information. ... Junk Mail. ... Child- and School-Related Mail.
McAfee identity theft plans are available for just a few dollars a month, and each plan includes dark web monitoring and a password manager. But you may not be inclined to shell out the extra money needed for a plan with virus protection, identity theft monitoring or credit monitoring.
The average cost of identity theft protection hinges on the provider, level of protection, and plan type. Generally, these services range from around $10 to $30 per month. Annual plans for both individuals and families may cost $150?$350 per year.