Vehicle Policy For Employees Template

• Category: Employment - Policies and Procedures
• State: Multi-State
• Control #: US-246EM
• Format: Word; Rich Text

Description Vehicle Policy

This form provides a detailed explanation as to a company's vehicle policy.

Vehicle insurance with AAA, also known as the American Automobile Association, is a comprehensive coverage plan designed to provide financial protection to individuals owning various types of vehicles. AAA is a well-renowned association offering a wide range of insurance services, including vehicle insurance, to its members. Vehicle insurance with AAA offers several types of coverage options tailored to meet specific needs. These coverage types can include: 1. Liability Coverage: AAA provides liability coverage that protects the policyholder from legal liabilities arising from property damage or bodily injury caused to a third party during an accident. It covers medical expenses, property damages, and legal costs that may arise due to a covered incident. 2. Collision Coverage: This type of coverage provides financial protection against damages to the policyholder's vehicle caused by a collision with another vehicle or object, irrespective of fault. AAA will cover the repair or replacement costs of the insured vehicle. 3. Comprehensive Coverage: AAA's comprehensive coverage protects the policyholder's vehicle from damages that are not a result of a collision. It covers events such as theft, vandalism, natural disasters, fire, and falling objects. It also includes coverage for broken windshields and other glass damage. 4. Medical Payments Coverage: AAA offers medical payments' coverage that pays for medical expenses, up to the policy limit, for the policyholder and the passengers in the insured vehicle, regardless of who is at fault in an accident. 5. Uninsured/Under insured Motorist Coverage: This coverage option protects the policyholder if they are involved in an accident with a driver who does not have sufficient insurance coverage or lacks insurance altogether. It covers medical expenses, property damage, and other related costs. 6. Roadside Assistance: AAA provides comprehensive roadside assistance services, which include emergency towing, fuel delivery, battery jump-starts, locksmith services, and tire changes. This service is available to AAA members to alleviate the stress and inconvenience of unexpected vehicle issues. By offering these different types of coverage options, AAA ensures that policyholders can choose the level of protection that suits their needs and budget. Vehicle insurance with AAA provides peace of mind, knowing that any potential damages, liabilities, or unforeseen circumstances are adequately covered.