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FAQ

Once your child "ages out" the child may be eligible for coverage under his or her own employer's plan, for special enrollment in Marketplace coverage or may be eligible to purchase temporary extended health coverage for up to 36 months under the Consolidated Omnibus Budget Reconciliation Act (COBRA).

Federal COBRA requires continuation coverage be offered to covered employees, their spouses, former spouses, and dependent children.

A: No. Plans and issuers that offer dependent child coverage must provide coverage until a child reaches the age of 26.

Under COBRA, participants, covered spouses and dependent children may continue their plan coverage for a limited time when they would otherwise lose coverage due to a particular event, such as divorce (or legal separation).

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It's available if you're already enrolled in an employer-sponsored medical, dental or vision plan, and your company has 20 or more employees. ➢ A spouse's plan;.Dependent under the terms of the Plan, coverage may be continued for up to a total of 36 months. Qualifying events include voluntary or involuntary job loss, reduction in hours, transition between jobs, death, divorce and other life events. Each qualified beneficiary has an independent right to elect COBRA. Covered dependents also have a right, independent of the employee's right, to COBRA coverage. COBRA insurance covers you for the same benefits your employer's health plan covered you for. Legal separation or divorce - dependent children can continue up to 36 months under federal law. To elect COBRA continuation of health coverage, the eligible person must complete a "COBRA - Continuation of Coverage Application. After a qualifying event, COBRA continuation coverage must be offered to each person who is a "qualified beneficiary.

Cobra Benefits For Dependents

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How long can a dependent child who loses their parents group coverage be eligible for COBRA?

Does the COBRA subsidy include dependents?

Can a dependent go on COBRA when you turn 26?

Can a dependent go on COBRA?