A loan agreement with collateral in the Philippines is a legal document that outlines the terms and conditions of a loan given by a lender to a borrower, where the borrower offers collateral to secure the loan. This collateral acts as a form of security for the lender in case the borrower defaults on the loan. Keywords: loan agreement, collateral, Philippines, legal document, terms and conditions, lender, borrower, security, default. Different types of sample loan agreements with collateral in the Philippines include: 1. Real Estate Mortgage Loan Agreement: This type of loan agreement involves using a property as collateral, such as a house, land, or building. The agreement specifies the details of the property, including its location, size, and estimated value. 2. Chattel Mortgage Loan Agreement: In this type of loan agreement, movable personal property, such as vehicles, equipment, or machinery, is used as collateral. The agreement outlines the details of the assets, including their make, model, serial number, and estimated value. 3. Pledge Loan Agreement: Pledge loan agreements involve offering valuable assets such as jewelry, stocks, bonds, or valuable documents as collateral. The agreement describes the assets and their estimated worth, ensuring their safekeeping until the loan is repaid. 4. Warehouse Receipt Loan Agreement: This type of loan agreement uses a warehouse receipt, which represents the stored goods or commodities, as collateral. The agreement regulates the storage and handling of the goods, ensuring their safekeeping until the loan is fully repaid. 5. Assignment of Deposit Account Loan Agreement: This agreement involves using a deposit account, such as a savings or current account, as collateral. The borrower assigns the account to the lender, who has the right to withdraw money from the account in case of default. In conclusion, a loan agreement with collateral in the Philippines is a legal document that establishes the terms and conditions of a loan, where the borrower offers collateral to secure the loan. Different types of loan agreements exist, including real estate mortgage, chattel mortgage, pledge, warehouse receipt, and assignment of deposit account loan agreements. These agreements serve as a means to ensure the lender's security in case of default.