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What is a verification of creditor matrix? The creditor matrix is the list of creditors and their addresses that everyone has to provide to the Court when filing bankruptcy.Chapter: VERIFICATION OF CREDITOR MATRIX. After you finish creating your creditor matrix, sign the "Verification of Creditor Matrix. A creditor matrix contains each creditors name and mailing address. This information is used for noticing and claims information. You'll file your creditors' names and addresses on a "creditor matrix" along with the completed bankruptcy forms and schedules. Use Fill to complete blank online US COURTS pdf forms for free. Once completed you can sign your fillable form or send for signing. Verification Of Creditor Matrix Form.