South Carolina Chapter 7 Waiver of Credit Counseling and Debtor Education is a waiver that allows a debtor to bypass the pre-bankruptcy credit counseling and debtor education requirements imposed by the U.S. Bankruptcy Code. This waiver is available in South Carolina and is limited to certain circumstances. It allows a debtor to file for Chapter 7 bankruptcy without having to complete the credit counseling and debtor education courses that are otherwise required of all debtors who file for bankruptcy in the United States. The types of South Carolina Chapter 7 Waiver of Credit Counseling and Debtor Education are: 1. Emergency Waiver: This waiver is available if the debtor is facing an unforeseen and urgent financial crisis. 2. Hardship Waiver: This waiver is available if the debtor cannot complete the credit counseling and debtor education courses due to financial hardship. 3. Mental Health Waiver: This waiver is available if the debtor is unable to complete the courses due to mental health or other medical issues. 4. Undue Hardship Waiver: This waiver is available if the debtor believes that completing the courses would cause an undue hardship. 5. Military Waiver: This waiver is available to debtors who are serving in the military and are unable to complete the courses due to their current military service.