Alaska Certification of Payments Made Directly to Creditors/Lessors [11 U.S.C. 1326(a)] is a form of debt relief that allows individuals and businesses in Alaska to pay creditors directly without going through a debt collection agency. It is available to individuals who have incurred debt in Alaska, either through a loan or other forms of credit. Under this form of debt relief, individuals and businesses can make payments directly to their creditors without having to go through a third party debt collection agency. This allows them to save money on costly collection fees. Furthermore, creditors are required to provide written certification of payment to the debtor, which can be used as proof of payment for future reference. There are two types of Alaska Certification of Payments Made Directly to Creditors/Lessors [11 U.S.C. 1326(a)]: 1. Certification of Payments Made to Secured Creditors/Lessors: This type of certification is required when making payments directly to creditors/lessors who hold a security interest in the debtor’s property. 2. Certification of Payments Made to Unsecured Creditors/Lessors: This type of certification is required when making payments directly to creditors/lessors who do not hold a security interest in the debtor’s property. Both types of certifications must be filed with the court in Alaska. The forms are available online or can be obtained from the court.