Alaska Debt Settlement Agreement

State:
Multi-State
Control #:
US-00469BG
Format:
Word; 
Rich Text
Instant download

Description

A contract is usually discharged by performance of the terms of the agreement. However, the parties may agree to a different performance. This is called an accord. When the accord is performed, this is called an accord and satisfaction. The original obligation is discharged.


In order for there to be an accord and satisfaction, there must be

(1) a bona fide dispute;

(2) an agreement to settle the dispute; and

(3) the performance of the agreement.


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FAQ

Except as otherwise provided by statute, the Alaska statute of limitations for open accounts, written and oral contracts, is three years in duration.

(a) Except as provided in (e) of this section, an action to enforce the obligation of a party to pay a note payable at a definite time must be commenced within six years after the due date or dates stated in the note or, if a due date is accelerated, within six years after the accelerated due date.

A judgment stays on your credit report for seven years, although in some cases ? such as bankruptcy ? the judgment can stay for as long as 10 years, and it does not matter what type of loan the judgment relates to: a car loan, a student loan, unpaid credit card debt, a personal loan, a cosigned loan, etc.

The Plaintiff may execute the judgment, which is a court procedure to seize the Defendant's property or collect the money from the Defendant's bank account, PFD, or paycheck.

The statute of limitations on debt in Alaska is generally three years (i.e., a breach of contract). Collection of medical bills also has a three year statute of limitations, unless the medical provider put a lien against you for the medical bills.

Alaska Stat. § 09.35. 020. A recorded judgment lien may issue but not for more than 10 years.

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Alaska Debt Settlement Agreement