Alaska Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor
Description
How to fill out Letter To Credit Reporting Company Or Bureau Regarding Identity Theft Of Minor?
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FAQ
I am a victim of identity theft, and I did not make [this/these] charge(s). I request that you remove the fraudulent charge(s) and any related finance charge and other charges from my account, send me an updated and accurate statement, and close the account (if applicable).
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
You can report identity theft to Alaska's UI fraud unit by email at uifraud@alaska.gov or by phone (877) 272-4635.
I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.
Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
First, contact the companies or banks where you know the fraudulent activity occurred. Stop any accounts that have been opened without your permission or tampered with. Then, file a report with the Federal Trade Commission (FTC).
The law requires businesses and government agencies to notify you if your personal information has been compromised, restricts the use of social security numbers, and requires records containing your personal information to be destroyed as soon as it is no longer needed.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.