Whenever credit for personal, family, or household purposes involving a consumer is denied or the charge for the credit is increased either wholly or partly because of information obtained from a person other than a credit reporting agency bearing on the consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living, certain requirements must be met. The user of such information, when the adverse action is communicated to the consumer, must clearly and accurately disclose the consumer's right to make a written request for disclosure of the information. If such a request is made and is received within 60 days after the consumer learned of the adverse action, the user, within a reasonable period of time, must disclose to the consumer the nature of the information.
Alaska Notice of Increase in Charge for Credit Based on Information Received From Person Other Than Consumer Reporting Agency
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How to fill out Notice Of Increase In Charge For Credit Based On Information Received From Person Other Than Consumer Reporting Agency?
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FAQ
Under Alaska Stat. § 45.50. 471, making a false and misleading statement in an advertisement addressed to the public, and readjusting or resetting a vehicle's odometer to show less miles in the odometer with an intent to deceive are unlawful acts or practices. Under § 45.50.
False advertising is illegal in Texas. It generally includes making false statements about the advertiser's product, or a competitor's product. Normally, only objective claims may violate false advertising laws. Stating that a car gets better gas mileage than it actually does is one example.
Right to Work Law in Alaska: The Basics So far, Alaska has not enacted a right to work law or any laws prohibiting security agreements at unionized workplaces. See FindLaw's Unions section for additional articles and resources.
471. - Alaska Unfair Trade Practices and Consumer Protection Act. Unfair methods of competition and unfair or deceptive acts or practices in the conduct of trade or commerce are declared to be unlawful.
The Fair Credit Reporting Act (FCRA) This is a federal law regulating how employers collect, distribute, and use consumer (in this case, the applicant) credit information. In the context of employment background checks, FCRA aims to protect job applicants from unfair or inaccurate information being used against them.
The Alaska Family Medical Leave Act or FMLA requires covered public employers to provide eligible employees with paid or unpaid leave up to 18 weeks within a 12 or 24-month period.
The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act.
The term ?unfair trade practice? describes the use of deceptive, fraudulent, or unethical methods to gain business advantage or to cause injury to a consumer. Unfair trade practices are considered unlawful under the Consumer Protection Act.
