[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Loan Service Name] [Loan Service's Address] [City, State, ZIP Code] Subject: Request for Payoff Balance of Mortgage Loan Dear [Loan Service's Name], I hope this letter finds you well. I am writing to request the current payoff balance for my mortgage loan on the property located at [property address]. As a responsible homeowner, I am committed to fulfilling my financial obligations and paying off the remaining balance as soon as possible. I would greatly appreciate it if you could provide me with a detailed breakdown of the outstanding principal, interest, and any applicable fees or charges associated with my mortgage loan. Additionally, kindly include any prepayment penalties or other conditions that may affect the total payoff amount. To facilitate the payment process, I kindly request that you provide the payoff balance as of [specific date] to ensure accuracy. Moreover, please clarify the acceptable methods of payment and provide any specific instructions or documentation required to complete the payoff. As per the terms outlined in my loan agreement, please be informed that I may require a written confirmation of the payoff amount before proceeding with the payment. This will enable me to verify the accuracy of the balance provided and avoid any potential discrepancies. I understand that processing this request may require some time; however, I kindly request your prompt attention to expedite this matter. Please inform me of any documents or additional information required to fulfill this request of obtaining the payoff balance. Should you have any questions or require any further information, please do not hesitate to contact me at [your phone number] or via email at [your email address]. I sincerely appreciate your assistance in this matter and look forward to receiving the requested information at your earliest convenience. Thank you for your prompt attention to this request, and I anticipate a smooth and efficient resolution. Yours sincerely, [Your Name]