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Although it might be tempting to ignore a summons and complaint, ignoring a lawsuit does not make it go away. And it could result in the court awarding a money judgment against you by default. That can lead to your wages being garnished, your bank accounts attached, or your property being taken!
To serve the summons and complaint, you must either serve by: certified mail/restricted delivery/return receipt , or. hiring a process server.
Rule 11 - Signing of Pleadings, Motions, and Other Papers (a) Signature. Every pleading, written motion, and other paper must be signed by at least one attorney of record in the attorney's name--or by a party personally if the party is unrepresented.
If the defendant fails to answer the plaintiff's claims or fails to appear at the hearing, the judge may, upon the plaintiff's request, hear and decide the case without hearing the defendant's side. This is called a default judgment.
You should respond in one of three ways: Admit. Admit the paragraph if you agree with everything in the paragraph. Deny. Deny the paragraph if you want to make the debt collector prove that it is true. Defendant denies the allegation for lack of knowledge sufficient to know the truth or falsity thereof.
You Can Lose By Default: If you don't file a response 30 days after you were served, the Plaintiff can file a form called ?Request for Default?. The Plaintiff has to wait 30 days to file this. If the Plaintiff files this form, the Court can enter a judgment against you.
You have 20 days from the date you were served with the complaint and summons to file your answer with the court and to serve the plaintiff (or their attorney if represented) with a copy of your answer and any other papers you file.