This is a sample general auto accident complaint where negligence and wantonness are alleged against the defendant.
This is a sample general auto accident complaint where negligence and wantonness are alleged against the defendant.
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There are currently 12 no-fault states: Florida, Minnesota, Hawaii, New Jersey, Kansas, New York, Kentucky, North Dakota, Massachusetts, Pennsylvania, Michigan, and Utah. Puerto Rico also adheres to the no-fault law.
You will need to declare an accident that's happened in the last five years. For some insurance providers, this is reduced to three years, so it's best to check. When you're applying for car insurance, they'll normally tell you the length of time they require information for.
You must report to the Alabama Department of Public Safety ("DPS") within 30 days of an accident, if: the accident caused injury or death, and/or. the accident resulted in damage to property exceeding $250.
It is important that Alabamans understand these rules because Alabama is a contributory negligence state. This means that in Alabama, if you are even one percent responsible for causing your injuries, you cannot recover.
No, personal injury protection (PIP) is not required in Alabama. PIP is not even available in Alabama. Instead of PIP insurance, Alabama insurance companies offer medical payments insurance (sometimes called MedPay), which helps with hospital bills resulting from a car accident.
Insurance companies in Alabama have 75 days to settle a claim after it is filed. Alabama insurance companies also have specific timeframes in which they must acknowledge the claim and then decide whether or not to accept it, before paying out the final settlement.
Time Limits for Filing a Lawsuit in Alabama For personal injury cases, the time limit in Alabama is two years, meaning you must file a lawsuit against any potential defendant within two years of the date of your accident.
No, Alabama is not a no-fault state. Alabama is an at-fault (or tort) state. That means the driver who causes an accident uses their insurance to pay for the other driver's bills from the collision. Police and insurance companies use the available evidence to decide who is at fault for the accident.
All road traffic accidents are to be reported to the police within 24 hours of the incident taking place. You can call 101, the non-emergency police number to do this. This includes providing the police with details of any damage done to buildings, parked cars, even when there were no other people involved.