The Alabama Certificate of Jurisdictional Reciprocity (ACJ) is an official document issued by the Alabama Department of Insurance that recognizes the reciprocity of certain types of insurance licenses between Alabama and other states. The certificate allows an insurance producer who holds an insurance license in one state to apply for an insurance license in another state without having to take additional examinations. There are three types of ACJ: 1) ACJ for Property and Casualty Insurance (P&C): This type of ACJ is issued for P&C insurance licenses in Alabama and other states. 2) ACJ for Life and Health Insurance (L&H): This type of ACJ is issued for L&H insurance licenses in Alabama and other states. 3) ACJ for a Limited Lines Insurance (CLI): This type of ACJ is issued for CLI insurance licenses in Alabama and other states. An CLI license authorizes a producer to sell limited lines insurance products, such as travel, credit, crop, and flood insurance, to customers.
The Alabama Certificate of Jurisdictional Reciprocity (ACJ) is an official document issued by the Alabama Department of Insurance that recognizes the reciprocity of certain types of insurance licenses between Alabama and other states. The certificate allows an insurance producer who holds an insurance license in one state to apply for an insurance license in another state without having to take additional examinations. There are three types of ACJ: 1) ACJ for Property and Casualty Insurance (P&C): This type of ACJ is issued for P&C insurance licenses in Alabama and other states. 2) ACJ for Life and Health Insurance (L&H): This type of ACJ is issued for L&H insurance licenses in Alabama and other states. 3) ACJ for a Limited Lines Insurance (CLI): This type of ACJ is issued for CLI insurance licenses in Alabama and other states. An CLI license authorizes a producer to sell limited lines insurance products, such as travel, credit, crop, and flood insurance, to customers.