Alabama Garnishment Action is the process taken by creditors to collect money from debtors who have not paid their debts. It is a legal action taken by creditors to collect unpaid debts from individuals who reside in the state of Alabama. Typically, the creditor will file a lawsuit in the circuit court of the county where the debtor resides and obtain a judgment from the court. With this judgment, the creditor can garnish the debtor’s wages, bank accounts, or other assets. There are two types of Alabama Garnishment Action: Wage Garnishment and Non-Wage Garnishment. Wage Garnishment is when a creditor obtains a court order to garnish a debtor’s wages from their employer, which means the employer deducts a certain amount of money from the debtor’s paycheck and sends it directly to the creditor. Non-Wage Garnishment is when a creditor obtains a court order to garnish a debtor’s bank accounts, federal benefits, or other sources of income. In either case, the creditor must obtain a court order to proceed with the garnishment.
Alabama Garnishment Action
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Garnishment Action
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Complete instructions to Federal Agencies preparing. Complete the information on the Earnings Garnishment and keep both copies.You DO NOT file this form with the clerk of court. 6. STEP 1 This packet contains a form entitled a "PETITION FOR GARNISHMENT" and "GARNISHMENT. INTERROGATORIES. To begin your garnishment action, read through these instructions and forms in the packet. 370 Judgment acquits garnishee for amounts paid. There are two types of garnishment actions and forms: A. Non-Earnings Garnishment (bank account, etc.) and. B. Earnings Garnishment (wages, etc.). Judgment Debtor - A person or entity (such as a bank) that owes money. Answers on the Garnishee Answer to Continuing Garnishment form. 7.