Alabama Garnishment Action is the process taken by creditors to collect money from debtors who have not paid their debts. It is a legal action taken by creditors to collect unpaid debts from individuals who reside in the state of Alabama. Typically, the creditor will file a lawsuit in the circuit court of the county where the debtor resides and obtain a judgment from the court. With this judgment, the creditor can garnish the debtor’s wages, bank accounts, or other assets. There are two types of Alabama Garnishment Action: Wage Garnishment and Non-Wage Garnishment. Wage Garnishment is when a creditor obtains a court order to garnish a debtor’s wages from their employer, which means the employer deducts a certain amount of money from the debtor’s paycheck and sends it directly to the creditor. Non-Wage Garnishment is when a creditor obtains a court order to garnish a debtor’s bank accounts, federal benefits, or other sources of income. In either case, the creditor must obtain a court order to proceed with the garnishment.