Alabama Request to Stop Garnishment of Bank Account

State:
Alabama
Control #:
AL-PS-13
Format:
PDF
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Description

This official form is a request to stop garnishment of bank account.
An Alabama Request to Stop Garnishment of Bank Account is a legal document used by an individual or business to prevent creditors from taking money directly from a bank account. This document is filed in court and serves as notice to the creditor that the debtor is requesting a stop to the garnishment of their bank account. There are two main types of Alabama Request to Stop Garnishment of Bank Account: voluntary and involuntary. A voluntary request is filed by the debtor with the court in order to stop the creditor from taking any more money from the debtor's bank account. An involuntary request is filed by the creditor with the court in order to continue the garnishment of the bank account. The debtor must provide proof of financial hardship in order for the involuntary request to be accepted. Once the Alabama Request to Stop Garnishment of Bank Account is approved, the creditor must cease all garnishment activity and return any funds taken from the debtor's bank account.

An Alabama Request to Stop Garnishment of Bank Account is a legal document used by an individual or business to prevent creditors from taking money directly from a bank account. This document is filed in court and serves as notice to the creditor that the debtor is requesting a stop to the garnishment of their bank account. There are two main types of Alabama Request to Stop Garnishment of Bank Account: voluntary and involuntary. A voluntary request is filed by the debtor with the court in order to stop the creditor from taking any more money from the debtor's bank account. An involuntary request is filed by the creditor with the court in order to continue the garnishment of the bank account. The debtor must provide proof of financial hardship in order for the involuntary request to be accepted. Once the Alabama Request to Stop Garnishment of Bank Account is approved, the creditor must cease all garnishment activity and return any funds taken from the debtor's bank account.

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List the evidence you have and request that it stop the garnishment proceedings. Your creditor cannot garnish your wages or bank account unless there has been a judgment entered against you.Your creditor must first sue you in court. Those methods may include wage garnishments and bank account garnishments. The court's judgment will state the amount of money you owe. Your first option is to try to stop the garnishment from proceeding. A creditor cannot garnish wages from your paycheck and then garnish wages from your bank account. Unlike a bank account garnishment, a creditor can only attempt to garnish your paycheck once every thirty days. If you have direct deposit and they garnished your Bank account; you may file a request for a hearing. If the Writ is issued for a bank account, after the Writ is served on the bank (garnishee), the bank "freezes" the judgment debtor's account.

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Alabama Request to Stop Garnishment of Bank Account