Alabama Notice to Credit Card Mayors is a notification that is sent to credit card holders in the state of Alabama, informing them of their rights when it comes to debt collection. This notice is sent by creditors to inform cardholders that they have the right to dispute any collection attempts or debt collection attempts made by the creditor. This notice also outlines the procedures for challenging any potential collection attempts, including the right to contact the creditor and dispute the debt. It also outlines the timeframe and other specific requirements that must be met in order for the cardholder to dispute the debt. There are two types of Alabama Notice to Credit Card Mayors: voluntary and mandatory. Voluntary notices are sent to cardholders when a creditor wants to start the process of collecting a debt, but the cardholder has not yet received any communication from the creditor. Mandatory notices are sent when the creditor has already made contact with the cardholder and is attempting to collect the debt. Both types of notices provide cardholders with information about their rights when it comes to debt collection, including the right to dispute any collection attempts or debt collection attempts made by the creditor. Additionally, the notices outline the procedures for challenging any potential collection attempts, including the right to contact the creditor and dispute the debt.