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Alabama Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft

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US-00724-LTR
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This Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft is used by a person to request a credit report, as well as request that the credit reporting company take other precautions to help prevent identity theft. Such precautions include adding a consumer alert to the individual's credit file, removing the individual's name from any mail marketing lists or promotions to any entity, not changing the individual's mailing address or telephone number without written verification from the individual and not issuing a credit report in the individual's name to anyone other than the individual without the individual's consent.

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FAQ

If you have been a victim of identity theft, the Identity Theft Statement helps you notify financial institutions, credit card issuers and other companies that the identity theft occurred, tell them that you did not create the debt or charges, and give them information they need to begin an investigation.

To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.

To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.

Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.

Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.

You also may ask for proof of a claim of identity theft, such as an Identity Theft Report issued by the FTC or a police report. An FTC Identity Theft Report subjects the person filing the report to criminal penalties if the information is false, and businesses can treat it as they would a police report.

I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.

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You may want to enclose a copy of your credit report with the items in question circled. Send your letter by certified mail with “return receipt requested,” so ... Please block this information from my credit report, pursuant to section 605B of the Fair Credit Reporting Act, and send the required notifications to all ...You can visit the FTC's website identitytheft.gov to find out how to combat identity theft. Page 3. Consumer Financial. Protection Bureau. Learn more at ... May 8, 2014 — Once you've signed an Identity Theft Affidavit and filed a police report, then you can request that the credit bureaus place a security freeze ... I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are ... Oct 17, 2023 — ... fraud alerts, credit freezes, and the steps you can take to protect ... file a police report if you ever experience identity theft or fraud. ... block fraudulent information on my credit report resulting from identity theft. ... in the file of the consumer that resulted from identity theft; and. (B) the ... Aug 7, 2023 — The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts. The fraud department at your ... Aug 18, 2012 — ... letters, and the FTC ID Theft. Affidavit ... • File disputes of fraudulent activity with credit reporting bureaus and ask that disputed items be. Sep 8, 2023 — Police reports (in the case of identity theft). Mail the letter by certified mail and request a return receipt. This will certify that the ...

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Alabama Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft